A new issue of the fixed-rate savings account from Seve and Protect Credit Union is available from 1st to 26th June 2025.
This is available to you as part of the financial wellbeing benefits we offer through our partnership with them.
✅ 4% AER fixed for 12 months
✅ No fees or charges
There are lots of times when borrowing money can be useful. However, managing your debt can sometimes become overwhelming 😔
The latest podcast episode from Serve and Protect Credit Union is full of useful information on managing your debt effectively and the support available if you are struggling.
The Department for Work and Pensions (including Jobcentre Plus) office opening arrangements are different for the 26 May bank holiday.
England, Scotland and Wales:
On Monday 26 May offices and phone lines are closed.
To make sure people get their payment on a day when our offices are open, arrangements have been made to make some payments early.
If the expected payment date is Monday 26 May then benefits will be paid early on Friday 23 May. If the expected payment date is not shown, customers will get their money on their usual payment date.
📢 Free financial webinars this April from Serve and Protect - don't miss out!
🌍 Eco-Friendly Ways to Save Money
📝 Budgeting 101: Take Control of Your Money
🚀 Credit Score 101: Boost Your Score
☔ The Road to Financial Resilience
🔍 Before You Borrow: Things to Know
NEW Fixed Cash ISA
Serve and Protect have launched their new Fixed Cash ISA for the 2025/26 tax year 💷
Secure a guaranteed and tax-free 4% AER return over the next year and watch your savings grow!
🔗 Learn more via their website
Podcast Episodes 11 & 12 🎧
Loan sharks can have a devastating impact on people's lives and becoming a victim is easier than you may think 👤
Our friends at Serve and Protect recently welcomed Stop Loan Sharks to their podcast to explore some misconceptions, stories from victims, and the support available!
For Debt Awareness Week, our friends at Serve and Protect welcomed the Money and Pensions Service to their podcast to explore the stigma around debt 🗣
If you find it difficult to talk about money with your loved ones, this episode includes some manageable steps to start a conversion.
Stress Awareness Month - April
April is Stress Awareness Month, a time to understand the causes and cures of stress 😔
If your finances make you feel stressed, Serve and Protect are here to help you save and build your financial resilience.
This week we look at German supermarkets and their store / loyalty cards. This blog explains what you can get from each chain and how to use it.
Alongside the store cards their are stand alone companied offering discounts with multiple retailers.
The list is in alphabetical order so scroll through to the chain you want to know about..
Divided into two companies Aldi Nord and Aldi Sud . Each has it's own app currently. Aldi does not offer a specific loyalty programme. Using the app allows you to keep up to date with all the deals. For our region Aldi Nord is the company who's stores you will shop in.
Aslan - The local supermarket which offers international specialities often not available in the German chains. No specific loyalty programme just worth knowing about.
EDEKA - Edeka is part of the Payback Karte programme
Lidl - App based loyalty which unlike Aldi does offer some coupon based savings.
Markauf
Netto
Penny
Rewe - Once part of the Payback Karte scheme. Rewe has
Payback Karte
Deutschland Karte
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A
loan shark – or illegal money lender - is someone who lends money illegally
without proper authorisation from the Financial Conduct Authority (FCA).
That
means if you borrow from them, they don’t have to follow the rules – they can
decide how much you pay back and when.
These
criminals are not always easy to spot - they can be a friend, a fellow service
member, even a senior officer.
Whoever they are, they will usually appear as a friendly face, offering you a favour. They may tell you that what they are offering is nothing more than peer-to-peer lending and their offer may seem hard to resist.
📢 Free financial webinars this February from Serve and Protect - don't miss out!
Are you part of the armed forces community with plans to become a business founder? Our Military Spousal Founders Programme is designed just for you.
We've partnered with Eagle Labs Academy to run this specially designed programme for military spouses who want to start and grow a business. Continuing our ongoing commitment to the armed forces covenant, the programme aims to assist spousal business owners establish a foundation to be successful in starting their own business.
Eagle Labs Academy is a digital learning platform that helps founders start and scale their business at their own pace.
📢 Free financial webinars this September from Serve and Protect - don't miss out!
🛒 Managing the Cost of Living
👤 Domestic Violence - The Financial Impact
✍️ Budgeting & Spending
📝 Understanding Wills and LPAs
🚀 Boost Your Credit Score
🔍 What Lenders Look For
🔗 Register:
Episode 5 of the Smile and Save Podcast is here, brought to you by Serve and Protect’s Jon who shares learnings from his almost 37 years’ experience in the RAF. Discover some tips and things to think about when transitioning to civilian life 🎧 🔗 Watch here
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Invest in your future – understand your pension.
Join Armed Forces Pension Awareness Week (AFPAW) sessions from 9 to 13 September.
